FAQ

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Frequently Asked Questions

Can a foreign national apply for a mortgage loan?

Yes, there are financial institutions in the US that offer foreign national mortgages to non-US citizens, both US residents and non-resident investors, at competitive rates with no US credit.

What is a foreign national loan program?

Certain lenders in the US offer foreign national loan programs tailored for US newcomers or non-residents with no US credit.

Can non-residents apply for mortgages?

Yes, non-residents can apply for mortgages with certain US lenders. These lenders use credit information from your home country or non-traditional data points to determine credit risk.

Can a US financial institution do international mortgages?

Yes, certain US financial institutions can do international mortgages based on credit information from your home country or non-traditional data points to determine credit risk.

Can you buy a house in America without credit?

Yes, you can buy a house in the USA without an established US credit. In addition, there are mortgage financing options available in the US for foreigners with no US credit.

What is a Certified International Property Specialist?

A Certified International Property Specialist (CIPS) designee has undergone specialized training to complete global transactions seamlessly and with reduced risk. The CIPS designation is the only international designation recognized by the National Association of REALTORS®. Only REALTORS® who have completed the coursework and demonstrated considerable experience in global business can call themselves a CIPS designee, and use the name and logo.